Author: Matthew Carpenter

The most expensive San Diego homes to sell in 2019

The Razor House in La Jolla sold for $20.8 million in August.

It was a strong year for luxury housing in San Diego County with 10 sales topping $10 million.

Oceanfront properties in Del Mar and La Jolla snagged the top sales, similar to the past few years where beachfront communities dominated the biggest purchases. In fact, three of the five top sales this year were on the same street.

There were no major records broken in 2019. The biggest sale in county history remains the 2007 sale of a 10,700-square-foot home on Ocean Front in Del Mar that went for $48.2 million, said the Greater San Diego Association of Realtors. The biggest sale in 2018 was $24 million for a property in La Jolla.

Musician Alicia Keys’ purchase of the iconic Razor House in La Jolla was the most high-profile of any home, but was not the most expensive in 2019.

Just 4 percent of homes in San Diego County were listed for more than $4 million in mid-December, said Reports on Housing.

Steven Thomas, founder of Reports on Housing, said a sluggish stock market, and uncertainty over an economic downturn, made for a slow luxury market at the start of the year. But, he said things picked up again as many high-end buyers became more confident in the economy.

“There’s a lot of capital out there and it looks like this expansion is going to continue,” Thomas said of the biggest sales. “It’s at the point where people are just shrugging it off and pulling the trigger on this stuff.”

1. 2720 Ocean Front, Del Mar — $23.25 million

2720 Ocean Front sold for $23.25 million

This 4,200 square foot home looks a bit like an East Coast house directly on the beach. It was built in 2009 and features seven bedrooms and nine bathrooms, as well as a detached guesthouse.

“This stunning 2009 classic Cape Cod flawlessly blends simple, elegant style with casual romantic ambiance,” read the listing from Ranch and Coast Real Estate.

2. 2936 Camino Del Mar, Del Mar — $22 million

2936 Camino Del Mar sold for $22 million in August.

This 7,625 square foot home was built in 1980 and is the largest Del Mar home to sell among the 10 biggest sales. It previously was owned by weight-loss entrepreneur Jenny Craig.

It has five bedrooms and seven bathrooms, 80 feet of ocean frontage, an interior courtyard with a pool and hot tub, an indoor-outdoor kitchen and two guest suites. There is room for 18 parking places.

Listing agent Zach Weinger of Willis Allen Real Estate said the property was unique because it was bigger than most homes in the area but it also had a private courtyard and kitchen area.

“It was probably as private as you could get on the beach,” he said.

The property was first listed for sale in March for $27.9 million and later sold for $5.9 million less. Property records say it was sold to a South Dakota limited liability company called Ocean Investments.

3. Razor House (9826 La Jolla Farms Road), La Jolla — $20.8 million

Profile view of the Razor house in La Jolla.

Architect Wallace E. Cunningham designed the structure, which hugs the side of a cliff and offers dramatic views. Other features include a subterranean garage, swimming pool and outdoor kitchen.

It is one of the biggest luxury homes on this list at 11,545 square feet. Keys has plenty of room for visitors with six bedrooms and eight bathrooms.

4. 1802 Ocean Front, Del Mar— $16 million

1802 Ocean Front, Del Mar sold for $16 million in March

This 3,500-square-foot home was built in 2004 and took 54 days to sell. It is one of the smaller homes in this year’s biggest sales but still has four bedrooms and four bathrooms.

The property has a storied history, for a time being one of the biggest sales in San Diego County history when it sold for $18 million in 2016. It later went back on sale for $17.9 million in January, later selling for a steep discount.

The home is directly on the beach in Del Mar and features a gourmet kitchen, a balcony overlooking the ocean, four bedrooms, a theater room, outdoor shower and a spa. The home was built in 2004.

Property records show the property was purchased by 51-year-old Jennifer A. Moores, likely the daughter of former Padres owner John Moores. The seller was a limited liability company called Coco California.

5. 2502 Ocean Front, Del Mar — $15.4 million

2502 Ocean Front, Del Mar sold for $15.4 million

This is the smallest home on the list at 2,519 square feet, and the oldest, built in 1968.

The home is directly on the beach and has six bedrooms, three bathrooms, a two-car garage, an oceanfront master bedroom with a fireplace. While the home might be on the smaller side for luxury homes, the lot is 4,000 square feet and gives more options for building out.

Best Places to Buy a Home in San Diego

Bungalow-style home in San Diego with a palm plant in the front yard.

Thinking about living in San Diego? America’s Finest City is known for its amazing weather, stunning beaches, and hot spots for outdoor recreation. Whether you’re a growing family looking for the perfect home, a young professional wanting a quick work commute, or a retiree looking for a laid-back neighborhood, this SoCal city has it all. Here are the five best places to buy a home in San Diego!

  • Carmel Valley
  • La Jolla
  • North Clairemont
  • Rancho Bernardo
  • South Park

Carmel Valley

Home with Spanish Style Influences in Carmel Valley, San Diego. Photo by Instagram User @janickeswanson
  • Home Price: $800,133 median purchase price
  • Crime Rate: Safer than 92% of San Diego neighborhoods
  • Perfect For: Singles, young professionals, families, retirees

Carmel Valley is a great place to buy a home in San Diego, and it’s one of the safest neighborhoods in the city, making it ideal for all kinds of households. If you’re a family with kids, there are top-rated schools in the area like Canyon Crest AcademyPacific Trails Middle School, and Torrey Pines High School. You also have easy access to I-5, so it’ll only take you about 20 minutes to head to Downtown San Diego—and a day trip to Los Angeles is only a 45-minute drive. As far as your housing options go, you’ll have no trouble finding Mediterranean-style homes and Southwestern Contemporary houses in this neighborhood!

Things to Do in Carmel Valley

Hike the many trails or relax on the beach at Torrey Pines State Natural Reserve. Go on a nice walk with amazing views at Carmel Mountain Preserve Loop. Play basketball, pickleball, and badminton or cool off in the swimming pool at Carmel Valley Recreation Center. Bring your furry friend to Torrey Hills Dog Park for some outdoor fun. Get brunch from Pacific Social and try the Spicy Chicken & Waffles with a Smoked Paloma. Have fresh Mediterranean food like Falafel and Beef Shish Kabob Plates at Kabob Lounge. Try Black Garlic Ramen, Dan Dan Noodles, and Tokyo Tots at Wokou Ramen & Yakitori. Or eat New York-style pizza like the Stephanie or the Arden at Crust Pizzeria.

La Jolla

Colorful home in La Jolla, San Diego. Photo by Instagram User @thesandiegodream
  • Home Price: $1,326,057 median purchase price
  • Crime Rate: Safer than 65% of San Diego neighborhoods
  • Perfect For: Families, retirees

Want to live close to the beach? Buy a home in La Jolla! Not only is this one of the most well-known neighborhoods in San Diego, but it’s also a perfect place if you want to be near the water and also within 20 minutes of Downtown San Diego. While home prices here are higher, La Jolla might be worth the investment, especially if you’re looking for your luxury dream home! In addition, this San Diego neighborhood is home to some of the best schools in the area, including Torrey Pines ElementaryLa Jolla High School, and University of California San Diego.

Things to Do in La Jolla

Go snorkeling, swimming, diving, or relax in the sand at La Jolla Cove. Take the kids to Kellogg Park and run through the open space or play on the playground. Spend an afternoon in the Birch Aquarium at Scripps Institution of Oceanography and see marine life exhibits like Shark Shores, Seadragons & Seahorses, and the Giant Kelp Forest. Discover amazing abstract and minimalist art dating back to 1950 at Museum of Contemporary Art San Diego. Grab a Brioche Breakfast Grilled Cheese or Salted Caramel Waffle for breakfast from Shorehouse Kitchen—and don’t forget to get a Brunch Bark Bowl for your pup! Sip on the Best Drink Ever, Mint Infused Iced Coffee, or a Rose Water Latte at Better Buzz Coffee. Head to Galaxy Cantina & Grill for Baja Fried Fish Tacos, Enchilada Fries, and Death Star Margaritas. Or order the Surf & Turf Burger with one of the local rotating craft beers at Public House, which is well-known for its burgers and ales.

North Clairemont

Renovated ranch-style home in North Clairemont, San Diego. Photo by Instagram User @gehovan_guzman
  • Home Price: $472,486 median purchase price
  • Crime Rate: Safer than 64% of San Diego neighborhoods
  • Perfect For: Singles, young professionals, families, retirees

Check out North Clairemont if you’re looking for a more affordable neighborhood in San Diego with newly renovated houses! This area is about 15 minutes from La Jolla and Pacific Beach, so you can still live by the ocean without breaking your budget on a home. North Clairemont is good for families, too, because there are great schools in the neighborhood like Hawthorne ElementaryInnovation Middle, and Madison Senior High. Nature lovers have plenty of outdoor recreation and hiking trails to enjoy here as well, and for those who commute for work, Downtown San Diego is only a 15-minute drive via I-805 and CA-52.

Things to Do in North Clairemont

Spend an afternoon at San Clemente Canyon hiking, biking, or enjoying a picnic in Marian Bear Memorial Park. Walk along the nearby Tecolote Canyon Trail to see some more amazing views. Play on the playgrounds, take tennis lessons, or join a basketball league at North Clairemont Recreation Center. Take a group fitness class or have a private training session at Being Fit Clairemont. Bring home French pastries like a Raspberry Turnover or Almond Tart from Arely French Bakery Cafe. Get drinks like Brown Sugar Boba Latte or Taro Black Bean Ice Blend and Vietnamese bites like the Banh Mi Baguette or Crispy Eggrolls from Tealightful Cafe. Try Korean dishes like a Kimchi Pancake, Bul Go Gi Box, or Spicy Braised Baby Back Ribs at Buga Korean BBQ. Or treat your tastebuds to the Carne Asada Burrito, Crispy Quesadilla, or Adobada Nachos at Carmen’s Mexican Food.

Rancho Bernardo

Single-family home in a gated community in Rancho Bernardo, San Diego. Photo by Instagram User @elitehomessandiego
  • Home Price: $553,456 median purchase price
  • Crime Rate: Safer than 94% of San Diego neighborhoods
  • Perfect For: Singles, young professionals, families, retirees

Craving a quieter lifestyle away from San Diego’s bustling downtown and beaches? Rancho Bernardo sits on the northern edge of San Diego and can give you just that! This safe, affordable San Diego neighborhood is nestled between rolling hills and canyons with plenty of surrounding outdoor recreation like Hodges Lake & Reservoir and Elfin Forest Recreational Reserve. And if you do want to make a trip into the city, you’re only about 30 minutes from downtown via I-15. Families will also appreciate having top schools nearby in the award-winning Poway Unified School District like Westwood Elementary School and Rancho Bernardo High School. Whether you want a spacious condo or custom-built home, Ranch Bernardo has it all!

Things to Do in Rancho Bernardo

Hike one of the many trails in Rancho Bernardo like San Dieguito River Park TrailFletcher Point, or Bernardo Bay Trail. Become a member at the The Country Club of Rancho Bernardo and perfect your golf game or enjoy dinner and drinks at the clubhouse. See the antique winemaking facility and order a wine flight of specialty wines at Bernardo Winery. Get your caffeine fix in with a Banana Cream Mocha, Nitro Cold Brew, or Cafe Viennese at Elmisa Cafe. Enjoy a meal on the patio at Urge American Gastropub and try the Peanut Butter Crunch Burger or The Apocalypse Tacos. Try Chinese food favorites like Peking Duck, Sweet & Sour Shrimp, or Mongolian Beef at Pearl Chinese Cuisine. Or have flavorful steakhouse dishes like the Whiskey Peppercorn New York Strip or Basil Mustard Salmon at Carvers Steaks & Chops.

South Park

Cute, blue bungalow in South Park, San Diego. Photo by Instagram User @aussiejoshsellssd
  • Home Price: $513,357 median purchase price
  • Crime Rate: Safer than 84% of San Diego neighborhoods
  • Perfect For: Singles, young professionals, families

South Park is a trendy neighborhood in the heart of San Diego that’s ideal for anyone who wants a cozy bungalow or modern condo close to the excitement of downtown! There are over 70 small businesses here, and there are fantastic schools nearby like Albert Einstein Charter ElementaryGolden Hill K-8 Dual Language Immersion School, and St. Augustine High School. Another huge perk of South Park is that it sits on the eastern border of Balboa Park, which is home to many popular San Diego attractions like the San Diego Zoo and San Diego Museum of Art, as well as some of the city’s best shopping and dining spots!

Things to Do in South Park

Take your pup out for some exercise at Grape Street Dog Park. Spend an afternoon at Golden Hill Park walking through the many paths or relaxing in the green space. Take in the amazing views while hiking Switzer Canyon and Juniper Canyon. Find a new vintage record at Vinyl Junkies! Record Shack. Fill up on a hearty breakfast like the BK Frittata or Whoopie’s Breakfast at Big Kitchen Cafe. Have date night at Buona Forchetta and order the Regina Margherita Pizza with a bottle of red wine. Drink unique cocktails like the Dream Reaper or Witching Hour with some vegan eats like Memphis BBQ Jackfruit at KINDRED. Or go for some playful Indian fare like Curry Mac & Cheese and Chicken Tikka Poutine at Curryosity.

14 Tips For Choosing The Right Real Estate Agent For Your Property Search Or Sale

7 Tips to Help You Become a More Successful Real Estate Agent — RISMedia |

Buying or selling a home is an exciting experience for anyone. There is the thrill of the hunt and the excitement of the deal. The whole process is enhanced by a good real estate agent who knows the ins and outs of the market. But with so many brokerages and agents out there to choose from, finding a perfect fit may be more of a challenge than you expected. Working with a top agent who is experienced and trustworthy can go a long way in ensuring your property sells at top dollar, or that you buy for the best price in the market.

To help with the selection process, 14 members of Forbes Real Estate Council weigh in on how prospective buyers or sellers can make sure the real estate agent they’re working with is the right one for them. Here is what they had to say:

10 Reasons Why You May Need a Real Estate Agent | Travelers Insurance

1. Choose The Person, Not The Experience

I am a firm believer in choosing an agent who works for you and with you. Don’t choose an agent based solely on experience. Although it’s good to have, it’s not everything. You will be spending a lot of time with that agent and you need to mesh. Choose someone relatable and real. Choose for you, not for the house. Choose someone good at talking and negotiating. – Kevin Taylor, Sand to City Real Estate Team

 2. Remember Chemistry Is Key

It’s best to interview at least three agents before picking the one you work with. Focus on neighborhood expertise; look for hyperlocal. Ask yourself, “Is their marketing about them or their properties?” Also, can you trust them, are they honest? Chemistry is the key. – Kevin Hawkins, WAV Group, Inc.

3. Seek Referrals From Other Homeowners

Despite the technology that seems to take over much of the searching for a home, the right real estate agent is still a human-to-human choice. Referral is best. There’s no bigger compliment to an agent than a referral from a past client. Ask homeowners who they would recommend. If you know the area you want to purchase in or sell your home in, there will be an expert in that area. – Eileen LacerteHawaii Beach and Golf Properties

4. Find Someone Who Has Your Best Interests At Heart

Ask yourself, “Does my real estate agent have my best interests at heart?” Be honest and transparent about what you’re looking for, and if an agent isn’t bringing you the right options, it’s likely they aren’t looking for houses for you but rather to benefit themselves. Ask questions upfront and don’t be afraid to move on to someone else if the relationship doesn’t feel right. – Joshua Hunt, TRELORA

5. Go With Your Gut Feeling

Your brain uses logic and emotion when making a decision, and that specific feeling you get when doing so is your intuition — your gut feeling. If you’re interviewing a real estate agent for the job, first look to see that they do a lot of business and have a lot of raving fans. Second, go with your gut feeling. If it feels right, he’s the guy or gal for the job. – Lucas Pinto, Lucas Pinto Real Estate Group, LLC

6. Find An Agent You Can Trust

As the client, you begin the dialogue — but pay close attention to the agent or broker and how he/she listens and asks YOU questions. Most successful agents have access to the technology it takes to make your property seen or to find options for purchase, but it takes a human being to understand and work to achieve your specific goals. Take time to find a human you respect and trust. – Beverly Serral, Beverly Serral Signatures

7. Look For Passion, Conviction And Honesty

Look at the agent’s work. The easiest and most valuable way is to review how they’re marketing other properties. Look at their listing materials, website, brochures and signage. Pay attention to their personal appearance. Look for passion, conviction and honesty. You want your agent to tell you what it’s going to take to get your home to sell faster and for the best price. – Brian Balduf, VHT Studios

8. Make Sure They Offer Adequate Support

Be sure to do your research first. Are they supported by a team? An agent who has support is able to offer a high level of customer service to every customer. Most agents work with several clients at a time. The logistics of buying/selling a home are complicated, and it’s easy to miss something or fall short without a support staff. – Will Featherstone, Featherstone & Co.

9. Check If They Mitigate Risk

Find a real estate agent who is honest about the risks of buying or selling. Throw out the flattery and fluffy agents. You want someone who is realistic and can proactively mitigate risk. When interviewing agents, pay attention to those using real data in their answers when it comes to investment analysis, neighborhood-level market performance, and long-term impact of your decision to buy or sell. – Chuck Hattemer, Onerent

10. Look For Strong Core Values

Whether it’s business or pleasure, finding a good person all comes down to core values. Core values are important because you want to work with someone that plays by the same rules you do. For example, if you are an honest person who tells the truth, would you not want someone to tell the truth to you? – Chris Ryan, Luxury Lifestyles Group / RE/MAX Crest Realty Westside

11. Find A Compassionate Agent Who Understands You

Let’s face it — buying a house is a stressful task, especially if you are facing a divorce, having a baby, mourning the death of a spouse, etc. You need an agent who is patient with you and your circumstances. Interview an agent or broker and see if they have the same emotions, outlook on life, personality, as you do. – Angela Yaun, Day Realty Group

12. Track Record And Inventory

Great real estate investment sales brokers never show up out of nowhere. It takes a long time to build a track record that attracts quality inventory. With single family houses, reciprocity is the rule, but in commercial it is definitely the exception. You need to be talking regularly with the top brokers in your target property type, size and region to get the best deals. – Michael Harris, CREModels

13. Seek Clear Lines Of Communication

First and foremost, you need to feel completely comfortable talking and communicating with the real estate agent. If it feels awkward or if there is undue pressure placed on you by a real estate agent, this is not the right fit. – Sarnen Steinbarth, TurboTenant

14. Scour The Web For Info

Just because you have a friend who has a friend who knows an agent doesn’t mean you should necessarily work with this person. If you are considering an agent, Google them or you can contact us for more information. Yelp them. Check out their website. Interview them. We are lucky to live in an age when there is so much information at our disposal, so use your resources. – Elizabeth Ann Stribling-Kivlan,

Tips for First-Time Home Buyers

Like any big project, a successful homebuying experience is all about getting the details right from start to finish. These tips for first-time home buyers will help you navigate the process, save money and close the deal. We organized them into four categories:

  • Preparing to buy tips.
  • Mortgage selection tips.
  • Home shopping tips.
  • Home purchasing tips.

Preparing to buy tips

1. Start saving early

Here are the main costs to consider when saving for a home:

  • Down payment: Your down payment requirement will depend on the type of mortgage you choose and the lender. Some conventional loans aimed at first-time home buyers with excellent credit allow as little as 3% down. But even a small down payment can be challenging to save. For example, a 3% down payment on a $300,000 home is $9,000. Use a down payment calculator to decide a goal, and then set up automatic transfers from checking to savings to get started.
  • Closing costs: These are the fees and expenses you pay to finalize your mortgage, and they typically range from 2% to 5% of the loan amount. You can ask the seller to pay a portion of your closing costs, and you can save on some expenses, such as home inspections, by shopping around.
  • Move-in expenses: You’ll need some cash after the home purchase. Set some money aside for immediate home repairs, upgrades and furnishings.

2. Decide how much home you can afford

Figure out how much you can safely spend on a house before starting to shop. NerdWallet’s home affordability calculator can help with setting a price range based on your income, debt, down payment, credit score and where you plan to live.

» MORE: Learn about how to save for a down payment

3. Check and strengthen your credit

Your credit score will determine whether you qualify for a mortgage and affect the interest rate lenders will offer. Take these steps to strengthen your credit score to buy a house:

  • Get free copies of your credit reports from each of the three credit bureaus — Experian, Equifax and TransUnion — and dispute any errors that could hurt your score.
  • Pay all your bills on time, and keep credit card balances as low as possible.
  • Keep current credit cards open. Closing a card will increase the portion of available credit you use, which can lower your score.
  • Track your credit score. NerdWallet offers a free credit score that updates weekly.

Mortgage selection tips

4. Explore mortgage options

A variety of mortgages are available with varying down payment and eligibility requirements. Here are the main categories:

  • Conventional mortgages are not guaranteed by the government. Some conventional loans targeted at first-time buyers require as little as 3% down.
  • FHA loans are insured by the Federal Housing Administration and allow down payments as low as 3.5%.
  • USDA loans are guaranteed by the U.S. Department of Agriculture. They are for rural home buyers and usually require no down payment.
  • VA loans are guaranteed by the Department of Veterans Affairs. They are for current and veteran military service members and usually require no down payment.

You also have options when it comes to the mortgage term. Most home buyers opt for a 30-year fixed-rate mortgage, which is paid off in 30 years and has an interest rate that stays the same. A 15-year loan typically has a lower interest rate than a 30-year mortgage, but the monthly payments are larger.

5. Research first-time home buyer assistance programs

Many states and some cities and counties offer first-time home buyer programs, which often combine low-interest-rate mortgages with down payment assistance and closing cost assistance. Tax credits are also available through some first-time home buyer programs.

6. Compare mortgage rates and fees

The Consumer Financial Protection Bureau recommends requesting loan estimates for the same type of mortgage from multiple lenders to compare the costs, including interest rates and possible origination fees.

Lenders may offer the opportunity to buy discount points, which are fees the borrower pays upfront to lower the interest rate. Buying points can make sense if you have the money on hand and plan to stay in the home for a long time. Use a discount points calculator to decide.

7. Get a preapproval letter

A mortgage preapproval is a lender’s offer to loan you a certain amount under specific terms. Having a preapproval letter shows home sellers and real estate agents that you’re a serious buyer, and can give you an edge over home shoppers who haven’t taken this step yet.

Apply for preapproval when you’re ready to start home shopping. A lender will pull your credit and review documents to verify your income, assets and debt. Applying for preapproval from more than one lender to shop rates shouldn’t hurt your credit score as long as you apply for them within a limited time frame, such as 30 days.

Home shopping tips

8. Choose a real estate agent carefully

A good real estate agent will scour the market for homes that meet your needs and guide you through the negotiation and closing process. Get agent referrals from other recent home buyers. Interview at least a few agents, and request references. When speaking with potential agents, ask about their experience helping first-time home buyers in your market and how they plan to help you find a home.

9. Pick the right type of house and neighborhood

Weigh the pros and cons of different types of homes, given your lifestyle and budget. A condominium or townhome may be more affordable than a single-family home, but shared walls with neighbors will mean less privacy. Don’t forget to budget for homeowners association fees when shopping for condos and townhomes, or houses in planned or gated communities. Another option to consider is buying a fixer-upper — a single-family home in need of updates or repairs. Fixer-uppers usually sell for less per square foot than move-in ready homes. However, you may need to budget extra for repairs and remodeling. Renovation mortgages finance both the home price and the cost of improvements in one loan.

Think about your long-term needs and whether a starter home or forever home will meet them best. If you plan to start or expand your family, it may make sense to buy a home with extra room to grow.

Check out potential neighborhoods thoroughly. Choose one with amenities that are important to you, and test out the commute to work during rush hour.

10. Stick to your budget

A lender may offer to loan you more than what is comfortably affordable, or you may feel pressure to spend outside your comfort zone to beat another buyer’s offer. To avoid financial stress down the road, set a price range based on your budget, and then stick to it.

Look at properties below your price limit to give some wiggle room for bidding in a competitive market.

11. Make the most of open houses

Online 3D home tours have become more popular amid the COVID-19 pandemic. These tours let shoppers virtually walk through a home at any hour and observe details that regular photos don’t catch. They don’t supply all the information in-person visits do — like how the carpets smell — but they can help you narrow the list of properties to visit.

Open your senses when touring homes in person. Listen for noise, pay attention to any odors and look at the overall condition of the home inside and out. Ask about the type and age of the electrical and plumbing systems and the roof.

Home purchasing tips

12. Pay for a home inspection

A home inspection is a thorough assessment of the structure and mechanical systems. Professional inspectors look for potential problems, so you can make an informed decision about buying the property. Here are some things to keep in mind:

  • Standard inspections don’t test for things like radon, mold or pests. Understand what’s included in the inspection and what other inspections you might need.
  • Make sure the inspector can get to every part of the house, such as the roof and any crawl spaces.
  • Traditionally the buyer attends the inspection. By following the inspector around you can get a better understanding of the home and ask questions on the spot. If you can’t attend the inspection, review the inspector’s report carefully and ask about anything that’s unclear.

13. Negotiate with the seller

You may be able to save money by asking the seller to pay for repairs in advance or lower the price to cover the cost of repairs you’ll have to make later. You may also ask the seller to pay some of the closing costs. But keep in mind that lenders may limit the portion of closing costs the seller can pay.

Your negotiating power will depend on the local market. It’s tougher to drive a hard bargain when there are more buyers than homes for sale. Work with your real estate agent to understand the local market and strategize accordingly.

14. Buy adequate home insurance

Your lender will require you to buy homeowners insurance before closing the deal. Home insurance covers the cost to repair or replace your home and belongings if they’re damaged by an incident covered in the policy. It also provides liability insurance if you’re held responsible for an injury or accident. Buy enough home insurance to cover the cost of rebuilding the home if it’s destroyed.

If you want some real-state homes just contact us for more information.


Professional drywall repair and maintenance is important to keep your home looking great. Whether you nicked the wall while moving furniture or need to cover an unsightly hole, our drywall contractors have seen and repaired it all. Our professional drywall contractors arrive on time and in uniform, ready to get the job done right. Mr. Handyman’s drywall repair service can take care of drywall damage from:

  • Cracks from settling
  • Damage from moisture
  • Regular wear and tear
  • Damage from kids
  • Damage from mice
  • Holes from drywall anchors
  • Door knob holes
  • Throwing darts holes

We won’t just make the necessary repairs. We’ll also take measures to identify why and how the drywall was damaged (leaking roof or poor ventilation) and take proactive steps to prevent the problem from happening again. If the drywall is beyond repair, we can help remove the damaged drywall and install new drywall.

Drywall Finishing Services

Finishing drywall is an artform. An exceptional finishing job is essential for a perfect paint job. Our drywall finishing services check all the boxes to ensure a seamless, professional aesthetic throughout your home.

  • Drywall mudding
  • Drywall sanding
  • Drywall seam/joint taping

More than Just Drywall Repair

In cases where the drywall has been damaged from poor ventilation, we can not only perform the needed repairs, but we can also inspect the bathroom to determine if you should have better ventilation installed. Mr. Handyman can patch the drywall, fix / replace bathroom fans, and even repaint the room!

Modern homes contain much more than just drywall. Our drywall services also include:

  • Green board repairs and finishing
  • Gypsum board repairs and finishing
  • Cement board repairs and finishing
  • Sheetrock repairs and finishing
  • Stucco repairs and finishing

Where Will AI Take the Real Estate Market in 10 Years?

Where Will AI Take the Real Estate Market in 10 Years?

Understanding the fundamentals of the real estate market | Opendoor

Artificial intelligence is here and shows no signs of slowing down. According to PwC, business leaders said they believe AI is going to be fundamental in the future. Most people referred to AI as a “business advantage.” The same survey reports that 63% of people agree AI will help solve complex problems that plague modern societies, and 59% agree that AI will help people live more fulfilling lives. But, where will AI take the real estate market in ten years?

AI is infiltrating every industry, including the real estate sector. What was once a lagging industry, faces massive change now – and in the future. From enhancing the home search process to predicting property market values, AI will impact consumers and agents alike.

Currently, AI capabilities are somewhat limited. However, the way the technology is advancing, 10 to 15 years from now, AI will significantly transform the way people buy and sell the property. Here are four predictions for how AI will revolutionize the future of the real estate industry.

1. Make the property search better for clients.

Searching for a new home can be overwhelming. Today’s real estate portals recommend properties based on characteristics, such as the number of rooms, square footage, price, etc. They also display far more information than potential homebuyers need.

In the future, AI will enable home search portals to recommend properties that align with consumers’ preferences, personality traits, and values. Much like a dating website, portals will deliver fewer, higher quality properties based on what’s important to the client. Instead of displaying more information, home search platforms will give consumers the right information.

How to Plan, Start, & Grow a Real Estate Business: 22 Essential Tips

Additionally, existing chatbots can answer simple queries to help potential clients find their next home. If they’re unable to provide an answer, bots will notify human agents to take over and offer a better response. As machine learning advances, chatbots will become smarter. In the future, they’ll be able to answer complex search queries proficiently, including those through voice technology.

AI will also change the way consumers receive listings. Real estate agents will no longer have to send property listings to clients manually. Instead, they’ll be able to use a tool to automatically send personalized messages in bulk based on a client’s life event like a marriage, baby, or retirement. AI will allow agents to connect with potential homebuyers in a more personal, meaningful way and help them in their home search.

In the future, agents will no longer need to accompany clients to show a home, and clients can tour a property at their leisure. Agent-less showings will become more popular as AI-powered robots will be able to show clients around properties anytime and answer questions they may have.

In the future, consumers may prefer to do business with bots instead of real people. According to Salesforce, 69% of consumers prefer chatbots for quick communication with brands.

Zen place, for example, is a company that offers consumers an AI-driven home tour experience. The startup developed a bot that comes with a tablet attached to a pole on wheels. It streams a live feed of a real estate agent who conducts the tour and steers the robot. This simulated robot increases the number of showings that realtors can hold within a day.

AI will enable buyers to view homes on their own, give feedback, and allow the agent to help clients decide why it may be a suitable property. Robots won’t take over, as a human touch will still be necessary. Instead, this technology will be helpful to agents that cover a lot of territories and have a busy showing schedule.

Self-Guided Tours: New Frontier of Apartment Leasing? | RealPage Blog

3. Predict property market values.

AI technology can help real estate agents better predict the future value of a property in a target market by combining CRM and marketplace data. For example, technology may link information from various sources, including area crime, schools, transportation, and marketplace activity.

Skyline AI, for instance, is working on a platform that can precisely predict future rent, identify future market trends, and capture arbitrage between asking price and market price. The AI software compares as many as 10,000 property attributes and researches as far back as 50 years on every multi-family property in the US.

Buying a new home is an investment for most consumers. Therefore, having a reliable forecast of its future value can make buyers more comfortable and confident about making such a significant purchase.

4. Improve the buying process.

Purchasing a home can be a tedious and stressful process. However, machine learning will refine the process of buying a home in the years to come.

Improving the Buying Process, One Consumer at a Time - Tenfold

JetClosing, for instance, is a company that applies machine learning to create a user-friendly, faster, and transparent real estate closing experience for the buyer, seller, and agent. The startup digitizes the entire closing process and allows real estate agents to provide real-time notifications and messaging to homebuyers about the progress of a close.

Machine learning can help agents deliver a frictionless client experience by providing faster closing times, robust compliance checks, and auto-fillable data that cuts down on manual data entry and errors. It will also be able to offer smart reports that help agents accurately assess their performance.

Bringing AI to real estate.

AI is barely scratching the surface of the real estate industry. However, it will significantly impact the way people buy and sell property 10-15 years down the road.

Agents who embrace AI-driven technology will have a competitive advantage compared to those who do not. As for consumers, AI will ease the challenges of finding, viewing, and buying a home. AI will help agents better serve their clients, and this technology will be a key competitive edge over other agents. Those that embrace the technology will certainly see results.

San Diego Mortgage Broker- get the best assistance for your needs.

When you are planning to buy a home you have many options available to you but the best option is to seek the assistance of Hampton Mortgage a San Diego mortgage broker who will help you to refinance a mortgage o the property. But for this you will need to look for the right kind of professional who will help you to get this task done in an efficient manner without any kind of delays or inconvenience. Moreover, rather than visiting a bank for procuring a loan for your purchase, you should get help from an experienced and licensed mortgage broker who will help you with this entire process. This is also considered as a financially beneficial option because you can decide regarding the best mortgage terms and rates that are offered by multiple lenders.

There are many benefits of hiring the San Diego mortgage broker and the most important benefit is that you will get the assistance from a professional who is responsible for negotiating and processing the commercial and residential mortgage loans. Moreover, this broker will also work on your behalf so that you will get access to a large number of loan products because they have a wide network and experience for offering you the right guidance and assistance. Additionally, you can also select from a wide variety of loan products and its interest rates so that you can select a loan that will suit your budget and requirements. Moreover, when you work with a competent and skilled mortgage broker, you can easily find the best mortgage for yourself. This is the best way of relieving the stress and anxiety relating to the entire process of finding the best mortgage so that you will not face any kind of difficulties. You will get a lender who will offer the lowest interest rate and down payment so that you can easily purchase the property that you want to buy. You will also get the required funds with the help of the brokers when you want to make the final payment for the property. Even with poor credit score or history, you can always seek the assistance of a mortgage broker who will work on your behalf so that you don’t have to worry about carrying on negotiations for the property deals. There is an option available for you if you are looking for a no-fee mortgage broker so that you don’t have to worry about any hidden charges. These professionals will find the most profitable deal for you so that you will save a considerable amount of money. Since they have access to a large number of mortgage products; you will get the best deal in terms of loan products, repayment amounts, and interest rates. This is done by assessing your long as well as short term goals so that you will get the loan product that will be best for your situation. Moreover, you will also get the best flexibility by these professionals who has the skills and expertise for meeting your needs. Regardless of your present situation, the mortgage broker will offer you the best assistance and guidance so that you can get through all kind of situations easily.

Hiring San Diego mortgage broker will also save you from the legal work and procedures that you might have to face while refinancing a mortgage. They will also go through the contract papers carefully for making sure that there are no hidden charges or clauses that might not be beneficial for you. Moreover, the research will also be carried on by the mortgage broker who will look for the best lender for you. You will not have to put in any effort or hard work for this entire process because you will get the assistance of a professional who will offer you the convenience of getting the best loan according to your needs. Since the broker has better access to all kind of information regarding lenders and their payment terms. This makes it convenient for you to make the right selection based on your requirements so that you can get in touch with the right lenders for your mortgage needs. They also provide you with expert advice and valuable suggestions that can help you to make the right decision pertaining to the purchase of property.

Consulting Dry Wall Experts for Reliable Drywall Services

You’ve just found out a hole in your wall and obviously you don’t want it to remain for quite long. A wall hole can be quite obvious to notice and almost anyone who visits your home would easily see it. Fortunately there are quick methods to get rid of the same, but which is the most viable measure to completely get rid of the problem? Neglecting the issue will just create more trouble with gradual damage to your wall.

What is a dry wall?

Dry walls are high performance interior lightweight wall systems composed of GI steel framing and their one side is fitted with gypsum plasterboards. Later on gypsum attaching compounds are used for taping and finishing.

These are mostly used for interior partition and are mostly preferred for different applications in hotels, rooms, schools, hospitals, theatres and different industries. Without any alteration and abuse, these remain to be some of the most long lasting internal constructions.

Dry wall services offered by professionals

So whether you’re concerned about getting final touching for your current remodeling work or just need to patch out the wear and tear area, you can seek professional help through experts from dry wall services who mainly specialize in various dry wall repair and painting services.

Professional contractors from dry wall repair services generally perform a multitude of tasks and deal in drywall fishing as well for that error free look that you’ve always wanted. Typically you would get handy services from experts in the field such as:

  • Complete wear and tear fixes
  • Repair for moisture damage
  • Fixing holes in doorknobs
  • Fixing cracks with settling
  • Drywall damage done by kids
  • Anchor holes in drywall
  • Mice related drywall damage
  • Dart hole damage

Installation and repair for crown molding

The right installation of crown mold adds up great style and value for your house. With the right service for your dry walls you can make a considerable difference to the way your dry walls appear with a lot of appearance options.

Installation of dry wall can’t be done by self. There are a lot of tasks to be taken care of while installing drywalls such as removing damaged and old pieces for new dry wall hanging and professional contractors for handling projects from the very beginning to end.

Additional services

Some valuable services provided with dry wall installation are:

  • Installation for sheetrock, stucco, gypsum and green board.
  • Taping and muddling the drywall
  • Drywall hanging services (with ceiling installation)
  • Drywall painting services in addition to finishing touches
  • Expert repair and patching services for drywalls

Over the time, dry wall takes serious beating through day to day activities from home. Cracks and dents can form as items and make repeated contact through wall. There are different reasons that lead to formation of holes such as having hanging nails or repeated contact with door knobs. A common cause of dry wall cracking is water damage and this can result with trapped moisture or plumbing issues.

Another common drywall issue source is termite damage. Make sure that the repair experts from professional drywall contractors are ready to efficiently handle all such repairs in a professional and timely way.

Consulting experts

With dry walls you get the most reliable solutions for your homes and it becomes quite logical to have a consultation beforehand. However, one must always consider the quality and details regarding the consultation. A consultant from the drywall installation service can meet the client, present a few pictures for a brief idea and finalize a date.

Professionals will make sure to visit site, view the wall that has to be worked, listen to the client’s requirements and eventually get the desired concept. The overall consultation shouldn’t consume a lot of time, but some practical issues are always present that need to be addressed by making a site visit. Once the client finalizes on the actual wall appearance, the drywall installation expert can complete all installation works within the discussed time period.

All contractors aren’t specialists in drywall tasks like painting, decoration and repair and you must not hand your drywall tasks to anyone. While hiring painting professionals for drywall services you should be assured about their work portfolio and make sure that they treat your space with utmost respect and care. Regardless of the type of drywall you’ve installed in your home, licensed professionals from drywall services would help you in overcoming almost all types of drywall issues.

What To Consider When Building A Custom Home

Sometimes the construction of the custom house can be scary. In today’s local market, most households have a cookie startup plan for anyone else in their community. You may realized when driving or riding through the hip that all the houses look similar to the design and new subdivision. Maybe these houses also look almost identical from the inside too. Therefore, it is normal that we do not know how construction in custom homes works. Because the customs houses are just that, each construction process is different. However, these 7 tips should lead you to succeed in building a custom home.

Budget: Before you lose time or construction time, you must first establish your budget. Sum up your monthly cost, apart from home (since you are trying to find out), and the cash you have left to take advantage of your monthly income is exactly what should determine your budget. After you determine your budget, you can choose the design and type of the house you can afford to build.

Location: You should find out where you want to live. It sounds easy, but it is not. Keep in mind that there are always many things to remember when deciding on the location. To what extent will your location will be from social amenities like school, market, and work? Are you near the highway exit? Is the place noisy? Learn about the schools in your area, even if you do not have children. It means goods property value if the area has good schools. Will this area have grown in the 5-10 years to come? Will be there some development? Will the place be congested in the future? Will that place that you like can probably be a parking space?

List: after choosing your home location, you can create a list of building companies that mostly build in the selected area. How do you do this better? Searching from the internet can give you better results. For example, if you’re looking for custom construction companies, go to Google and type “Custom Home Builders.” You will get a set of search results of all the companies that are located in that area. You can also review these search results in Google Places. Once you get your list, start a full search. Request brochures/information, visit the site and even personal visit to some of the typical houses they have constructed. Try to identify the price range of the builders, the types of houses they build, their experience and their reputation

Decide: once you have completed an exhaustive search, it is time to identify and choose the best builder of the work. Take some time to make your final decision in selection.

Choosing your lot – then select your lot. This is an essential part of the process, since some factors often depend on the quantity, and not vice versa. For example, some housing plans only function with some types of lots. If you need a bungalow style cottage with a covered terrace, you may require a flat, large lot. Few builders like to move their dual-level or single-level homes around their communities.

The floor plan – This is the funny part. Here, you are required to select your floor plan for your new home. Depending on your constructor, you can get a standard ground plan on which you can work and then have the freedom to change the design as you wish. For example, you can begin with a standard plan of three bedrooms and two bathrooms, and determine that you require to construct another half bathroom. On the other hand, you can decide to completely create a custom plan with the help of architecture from scratch.

Negotiate – It is good to negotiate the contract fast before you sign it. Always remember to take proper precautions before you sign and take any contract. Always ensure that all the information regarding the deal are included explicitly and that the contract is verified by a lawyer. If there are changes to the contract, you must request an addition. Read the contract guarantee section carefully to make sure it meets minimum standards and meets your requirements.

The ins and outs of the process of custom home constructions

The construction of custom houses has undergone some pioneering and surprising changes in recent years. This is because the concept of housing construction has changed:

– Promoters and architects now use the latest ideas to design the house of their dreams. This changed the general view.
– The construction of houses now requires the use of precision techniques: steel bars resistant to earthquakes and the exclusive fine finish paints.

– Interior design also has undergone revolutionary changes. New home builders can now read your ideas so that they can design much better designs. This has been made possible with the advent of technology and the widespread use of the Internet.

Through this technological development, the new generation builders can achieve world-class ideas that can transform the design of their dreams into a great reality.